Best Free Portfolio Trackers in 2026 (Genuinely Free, Not Just a Trial)

Search "free portfolio tracker" and you'll find a dozen apps that call themselves free. Open them, and the useful parts — analytics, more than a handful of holdings, exports — sit behind a subscription. That's not free. That's a trial.

This guide is about the trackers that are genuinely free in 2026: tools you can actually use, long-term, without a card on file. We'll be honest about the trade-offs, because free always has some.

"Free" vs "freemium" — know which one you're getting

• Free means the core job — tracking your portfolio and seeing how it's doing — works indefinitely at no cost.
• Freemium means a free tier exists, but the parts most people want are gated. Plenty of good tools are freemium (getquin, Sharesight, Snowball Analytics); just go in knowing you'll likely pay to get full value.

The rest of this article focuses on the genuinely-free options, then points you to the full directory where every tracker is tagged Free, Freemium or Paid.

The genuinely-free trackers, compared

A quick, honest read on each:

• PortfolioGlance — a hosted, multi-asset tracker with AI analysis and a portfolio health score built in. You add holdings manually or import a broker CSV/statement — a screenshot of your positions screen works too — and there's no bank or broker to link. Free core, with AI tokens included to start. The trade-off: no automatic broker sync, no tax reports, and it's a younger product with a smaller community than the incumbents. (Yes, this is our tool — the rest of this comparison is written to be fair.)
• Ghostfolio — open source (AGPLv3) and privacy-first, free two ways: self-host it, or use the free cloud account. Genuinely great if you want to own your data. The trade-off: self-hosting is setup and maintenance you own, the convenient extras on the hosted plan sit on a paid tier, and there's no AI analysis or tax reporting.
• Portfolio Performance — a free, open-source desktop app with the strictest return maths of the three: a true time-weighted return and an internal rate of return, both with documented methodology. Everything runs on your own machine — no account, no server, nothing leaves your computer. The trade-off: desktop-only for data entry (the mobile app is read-only), no AI, no dividend forecast or goal projection, and a dense interface that rewards patience.

If it comes down to the two open-source options, we put them head to head in Ghostfolio vs Portfolio Performance.

One more, if you're comfortable running your own server: Investbrain is free to self-host and deliberately narrow — listed stocks and ETFs only, no crypto or property, but with a documented API and a bring-your-own-LLM chat over your holdings.

What about the free dashboard inside your bank, your broker, or a big finance portal? It costs nothing, but it only ever sees the accounts it's attached to — that's an account view or a watchlist, not a portfolio history you own and can take with you.

How to choose

• Want zero setup and AI commentary, and don't mind adding holdings yourself? Start with PortfolioGlance.
• Technical and want to own the stack? Self-host Ghostfolio.
• Care most about defensible return figures and full local control? Portfolio Performance.
• Just need stocks and ETFs on your own server? Investbrain.

A note on the "free" you can't see

The real cost of a free tracker is usually your data. Tools that auto-link your accounts are convenient, but they pull a lot of financial information to do it. Manual and self-hosted tools trade convenience for privacy. Neither is wrong — just decide which trade you're comfortable with before you commit.

Want the bigger picture? Browse the investing apps directory, where we compare trackers side by side and tell you honestly where each one beats us.