TrackYourDividends
Free dividend tracker for US and Canadian investors that projects future income and flags payout-safety risk.
TrackYourDividends is a web-based dividend portfolio tracker built for US and Canadian income investors, owned since 2021 by Dallas RIA Chronim Investments (and unrelated to MarketBeat). You add dividend stocks, ETFs and REITs manually or sync a brokerage via Plaid, then track payments, yield, annual income, diversification and an upcoming-dividend calendar, with future-value projections of your income out to 25 years. A genuinely useful permanent free tier covers the basics; a $9.99/month (or $99.99/year) Premium plan unlocks unlimited account links, the TYD Dividend Safety Score and a dividend screener. It is deliberately narrow — no native app, no total-return methodology, and no support for markets or currencies beyond the US and Canada.
Features at a glance
| Feature | TrackYourDividends |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | —Not verified |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Yes |
| Multi-asset | Not supported |
| Multi-currency | Partial |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Yes |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | —Not verified |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | —Not verified |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Partial |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Partial |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Not supported |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Not supported |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | —Not verified |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | —Not verified |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Yes |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | —Not verified |
| Platform & reach | |
| Mobile app | Not supported |
| Multi-language | Not supported |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | —Not verified |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
US or Canadian dividend-income investors who want a free, forecast-oriented way to track dividend payments, upcoming payouts and payout safety without a spreadsheet.
Strengths
- Genuinely useful permanent free tier (unlimited manual portfolios, dividend calendar, diversification, income projections)
- Strong forward-income focus: upcoming-dividend calendar plus future-value income projections up to 25 years
- TYD Dividend Safety Score flags stocks at risk of cutting their dividend (Premium)
- Plaid auto-sync to thousands of US and Canadian brokerages, with manual entry still fully supported
- Cheap Premium ($9.99/mo or $99.99/yr) with a 7-day trial and 14-day money-back guarantee
Trade-offs
- Web-only — no native iOS or Android app
- US and Canada only (USD/CAD) — a poor fit for international or multi-currency investors
- Equities, ETFs and REITs only — no bonds, crypto or mutual funds
- No true total-return methodology (no TWR/MWR/IRR); it pulls current balances only, so metrics like yield-on-cost are approximations
- No tax reporting or withholding handling, and no confirmed benchmark comparison
TrackYourDividends vs PortfolioGlance
TrackYourDividends is a focused dividend-income tool: a strong forward-income calendar, 25-year projections and a per-stock safety score, with a genuinely useful free tier. But it is narrow — US and Canada only, equities only, and by its reviewers' account it ignores total return (it imports current balances only). PortfolioGlance is a broader, multi-asset, multi-currency tracker with time- and money-weighted returns, a portfolio health score, rebalancing, goal projection and a named AI layer, while still tracking dividends. A US or Canadian income investor who only cares about dividends will be happy with TrackYourDividends; a complete, international picture with real return math calls for PortfolioGlance.
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This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.