Portfolio Trader
Native Apple portfolio tracker with both MWR and TWR, cost-basis accounting and a one-time purchase.
Portfolio Trader is a native iOS, iPadOS and watchOS portfolio tracker from Purescope, a one-product Australian company that has shipped it continuously since 2012. It is a record-keeping and P&L-analysis tool built around manual and CSV-imported transactions with automatic pricing: no broker connection, no accounts and no server, with data kept on device and optional iCloud sync. It reports both money-weighted and time-weighted returns, offers FIFO or average-cost accounting, and handles multi-currency holdings within a single portfolio. Unusually for the category, it is unlocked by a one-time in-app purchase rather than a subscription.
Features at a glance
| Feature | Portfolio Trader |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Not supported |
| Multi-asset | Partial |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Not supported |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Not supported |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Not supported |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Not supported |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Yes |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Not supported |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Yes |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Yes |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
Apple-only, self-directed investors who hold listed equities, ETFs, investment trusts and funds across several currencies, want cost-basis accuracy, and prefer to pay once and keep their data on device.
Strengths
- Both MWR and TWR on the portfolio history chart, with index overlay — strong on the most-contested dimension
- Cost-basis accounting you can choose: FIFO or Average Cost, exposed as a setting
- True multi-currency inside a single portfolio, with GBP-in-pence handling that many trackers get wrong
- Local-only, account-free architecture with Face ID lock, plus an Apple Watch app and home-screen widgets
- One-time purchase rather than a subscription — structurally attractive in a subscription-heavy field
Trade-offs
- Apple-only — no Android, no web app
- No broker or bank sync of any kind; every transaction is manual or CSV
- No dividend forecast, health score, rebalancing, goals, custom tags, AI or backtesting
- Pricing is opaque — the free cap is only described as “small portfolios”, with two same-named Pro purchases at $4.99 and $49.99
- No tax-report output, and no first-party evidence of crypto, bonds or metals
Portfolio Trader vs PortfolioGlance
Portfolio Trader beats us where the Apple platform wins: a native iPhone/iPad/Apple Watch experience with widgets and offline, local-only data ownership, deeper per-position cost-basis mechanics (a FIFO/average-cost toggle, pence-quoted GBP handling), and a one-time purchase with no subscription. It reports both MWR and TWR, so on return method it is a genuine draw — we cannot claim that as a differentiator here. PortfolioGlance is a web app, but adds AI portfolio analysis, a health score, rebalancing, goal projection, custom tag dimensions, dividend forecasting and broader asset and platform reach (Android and web), with a core that is free to start. If you live in the Apple ecosystem and want a pay-once local ledger, Portfolio Trader has you covered; the analysis and decision layer plus cross-platform reach belong to PortfolioGlance.
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This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.