Portfolio Trader
Native iPhone, iPad and Apple Watch tracker with MWR and TWR, paid once instead of monthly. Pro costs $4.99 or $49.99.
If you'd rather pay once than subscribe, Portfolio Trader is one of the few trackers that lets you. An Australian company, Purescope, has shipped it for iPhone, iPad and Apple Watch since 2012. Everything stays on the device, with optional iCloud sync and no account at all. You enter trades by hand or from a CSV, and it reports both money-weighted and time-weighted returns, with FIFO or average-cost accounting and several currencies in one portfolio, UK shares quoted in pence included. Small portfolios are free. Above that, Pro comes with a one-time purchase, and the App Store lists two Pro items at $4.99 and $49.99 without saying what separates them. There's no Android or web version.
Features at a glance
| Feature | Portfolio Trader |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Not supported |
| Multi-asset | Partial |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Not supported |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Not supported |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Not supported |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Not supported |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Yes |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Not supported |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Yes |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Yes |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
iPhone users with shares, ETFs, investment trusts and funds in several currencies who want accurate cost basis and no subscription. Skip it if you use Android or a browser, or hold crypto or bonds: we found no sign it covers them.
Strengths
- Both MWR and TWR, with an index overlay on the history chart
- FIFO or average cost, and UK prices in pence handled correctly
- A one-time purchase, data on the device, plus an Apple Watch app and widgets
Trade-offs
- Apple only, with no Android or web version
- Unclear pricing: the free limit is just “small portfolios”, and two Pro purchases cost $4.99 and $49.99
- No dividend forecast, rebalancing, goals or tax report
Portfolio Trader vs PortfolioGlance
On an iPhone Portfolio Trader beats us: a native app with an Apple Watch companion and widgets, offline data and a one-time price. On returns it's a draw, since both apps report money- and time-weighted figures. We run in any browser, Android included, cover property and deposits, and add rebalancing against your targets, a goal with a date and an AI assistant. If you're all-in on Apple and want to pay once, stay with Portfolio Trader.
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Alternatives and rankings
This is our editorial review, not financial advice. Features and prices may have changed since we checked, so see the official site for the latest.