DivvyDiary
Dividend-income tracker with a payout calendar, portfolio tracking and a dividend-focused screener.
DivvyDiary is a German dividend-income tracker built around a personal payout calendar. Its about page states the goal plainly — to build the best possible tool for dividend investors — and the product follows: forward dividend estimates, a yearly income summary, net-dividend calculation after your tax rate and allowance, and a dividend backtest. It is a real portfolio underneath, with holdings, cost basis, allocation and a performance chart you can overlay against a benchmark security, and it reaches beyond listed shares to crypto, commodities and interest-bearing cash. Direct connections to Trade Republic, Scalable Capital and Consorsbank keep transactions current; CSV import covers everything else. The free Sparfuchs plan is permanent and needs no payment details, but holds one portfolio.
Features at a glance
| Feature | DivvyDiary |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import | Yes |
| Automatic bank/broker sync | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast | Yes |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis | Not supported |
| Portfolio health score | Not supported |
| Rebalancing & drift | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags | Not supported |
| Return method (TWR/MWR) | —Not verified |
| Benchmark & alpha | Yes |
| Backtesting & scenarios | Partial |
| Access & pricing | |
| Free tier | Yes |
| No account linking required | Yes |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Partial |
| Platform & reach | |
| Mobile app | Partial |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios | Yes |
| AI portfolio review | Not supported |
Best for
Dividend investors in the German-speaking market who want a payout calendar and an income forecast above all else, and who do not need goals, rebalancing or tax filing.
Strengths
- Forward dividend estimates and a payout calendar as the core of the product
- Direct sync with Trade Republic, Scalable Capital and Consorsbank
- Benchmark overlay against any security you search for
- Net-dividend calculation after tax rate and allowance
- Permanent free plan, no payment details required
- Public read-only portfolio sharing
Trade-offs
- No goal or time-to-goal projection
- No portfolio health score or rebalancing
- No custom groupings — allocation only by sector, region, asset type and portfolio
- No AI analysis anywhere in the product
- Mobile apps are web wrappers rather than native builds
- Free plan holds a single portfolio
DivvyDiary vs PortfolioGlance
DivvyDiary is narrower than us on purpose, and the focus is its strength — nobody in this catalogue treats the payout calendar as seriously, and it forecasts dividend income, which we do not. Everything past the dividend is where we live: a portfolio health score, rebalancing with drift, goal and time-to-goal projection, custom tags and AI analysis. Choose DivvyDiary if the next payment date is the number you check. Choose PortfolioGlance if you want to know whether the portfolio producing it is sound.
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This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.