Capitally
Analytics-focused, privacy-first portfolio tracker with multi-currency performance and tax reporting across many jurisdictions.
Capitally is an analytics-focused portfolio tracker for investors who want deep performance and tax insight across many asset types and currencies. It covers stocks, ETFs, funds, crypto, options, bonds, real estate and more, and reports returns several ways — time-weighted, money-weighted, IRR and ROI, with currency-impact attribution. It is privacy-first: there is no bank or broker linking, and data is end-to-end encrypted on your device. There is no free tier — access is via a paid subscription after a 14-day trial.
Features at a glance
| Feature | Capitally |
|---|---|
| Pricing | Paid |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Not supported |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Yes |
| Tax reports | Yes |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Not supported |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Not supported |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Yes |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Yes |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Partial |
| Access & pricing | |
| Free tier | Not supported |
| No account linking required. Works without connecting a bank login or aggregator. | Yes |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Partial |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
Analytically-minded, privacy-conscious investors — across multiple countries and currencies — who want rich performance and tax reporting and are willing to pay for it, without linking bank or brokerage accounts.
Strengths
- Among the richest performance analytics of any tracker — TWR, MWR, IRR, ROI and FX attribution
- Tax reporting with presets for 11 jurisdictions, plus dividend forecasting
- Privacy-first: no account aggregators, data end-to-end encrypted on device
- Broad multi-asset and multi-currency coverage, available in six languages
Trade-offs
- No permanent free tier — paid subscription after a 14-day trial
- No built-in AI analysis or health scoring
- Mobile is an installable web app (PWA), not a native app
Capitally vs PortfolioGlance
Capitally is the stronger choice if you want the deepest performance analytics and multi-jurisdiction tax reporting and are happy to pay for a privacy-first, no-linking tool. PortfolioGlance overlaps on multi-asset, multi-currency tracking and no account linking, but keeps its core free and adds AI analysis, a health score and goal projection that Capitally does not offer.
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This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.