Wealthfolio
Open-source tracker that keeps your data on your device, with real TWR and MWR. Free, broker sync is a paid add-on.
Of the open-source trackers in this directory, Wealthfolio does the most. It runs on your computer and keeps data there by default, or on your own server through Docker. It calculates time- and money-weighted returns, compares them with the S&P 500 or any ETF, shows drift from your target allocation with a rebalancing plan, and runs a year-by-year FIRE simulation. The app is free under AGPL-3.0. The paid part is Connect, which adds read-only sync with 30+ brokers and sync across devices. An AI assistant reads your real holdings, but you bring your own API key or run a local model, so you decide where your data goes. Older reviews call it a desktop app without sync or AI, which is out of date.
Features at a glance
| Feature | Wealthfolio |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Not supported |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | Yes |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Partial |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Partial |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Yes |
| Goal & time-to-goal | Yes |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Yes |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Yes |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Partial |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Yes |
| Open source | Yes |
| Self-hostable | Yes |
| Public API | Partial |
| Platform & reach | |
| Mobile app | Yes |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
Privacy-minded investors who want serious analytics and don't mind installing an app or running a container. If you'd rather open a website and log in, a hosted tracker will be less work.
Strengths
- Time- and money-weighted returns, with benchmarks against the S&P 500 or any ETF
- Open source under AGPL-3.0, with a Docker web-server mode for self-hosting
- Rebalancing with drift bands, goal milestones and a FIRE simulation
Trade-offs
- No dividend forecast or income calendar
- No tax report, tax is only recorded per transaction
- Broker sync costs extra through Connect
Wealthfolio vs PortfolioGlance
This is the closest open-source rival we have, and on openness it wins: AGPL code, self-hosting, broker sync and a native iOS app, none of which we offer. Returns, benchmarks, rebalancing and goals look similar in both. The difference is effort. We run in the browser with nothing to install, and our AI assistant works without your own API key. If owning the code and the server matters more to you than convenience, pick Wealthfolio.
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Alternatives and rankings
This is our editorial review, not financial advice. Features and prices may have changed since we checked, so see the official site for the latest.