Rentablo
German browser-based portfolio tracker with PSD2 bank sync, dividend calendar and true TWROR + IRR returns.
Rentablo is a German browser-based portfolio tracker (“Finanzmanager”) that consolidates depots and accounts across banks via PSD2 auto-sync, giving self-directed investors a single view of stocks, ETFs, funds, bonds, crypto, precious metals, insurance and P2P. It measures true performance with both time-weighted return (TWROR) and IRR, plans forward dividend income with a dividend calendar, and benchmarks against indices like the DAX, MSCI World and S&P 500. A permanent free tier covers one bank connection and three years of history; PLUS (€4.99/mo) and PRO (€9.99/mo) add more connections, longer history, currencies and fundamentals. It is bundled with a separate fund-cashback brokerage, but the tracker itself gives no investment advice.
Features at a glance
| Feature | Rentablo |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Yes |
| Tax reports | Partial |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Not supported |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Partial |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Yes |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Partial |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Yes |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Not supported |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Partial |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Partial |
| Multi-language | Not supported |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
German and DACH self-directed investors who want automatic multi-bank depot aggregation with serious return math (TWROR and IRR) and dividend planning, without paying for it.
Strengths
- Correct return methodology — both TWROR and IRR, adjusted for deposits and withdrawals
- Automatic German bank and depot sync via finAPI/PSD2, plus manual and PDF entry
- Broad multi-asset coverage, including insurance, P2P, metals and crypto
- Forward dividend calendar and benchmarks against DAX, MSCI World and S&P 500
- Permanent free tier; BaFin-regulated with German data storage, on the market since 2014
Trade-offs
- German-only interface, with DACH-centric bank coverage
- No confirmed native mobile app — effectively a responsive web app
- Filing-ready tax report is still “coming soon”, and there is no data export today
- No rebalancing, backtesting, composite health score or AI features
- Bundled with a fund-cashback brokerage whose incentives sit oddly next to a neutral tracker
Rentablo vs PortfolioGlance
Rentablo is one of the few trackers that gets the return math unambiguously right — TWROR and IRR, cash-flow adjusted — and its automatic German bank sync is deeper than ours. Where PortfolioGlance pulls ahead is analysis on top of the numbers: a portfolio health score, rebalancing against a target, goal projection, a named AI layer and a shareable roast, in English and other languages rather than German-only, on a free tier with no history cap. Rentablo makes sense when you bank in Germany and want hands-off PSD2 aggregation with honest returns; PortfolioGlance when you want the same rigour plus health, rebalancing and AI, in your language.
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This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.