Finary
Links 20,000+ European banks, brokers and crypto platforms into one net worth. Free for 2 accounts, most analysis in Plus.
For a European household that wants every account on one screen without typing anything, Finary does the job well. It links 20,000+ banks, brokers and crypto platforms through Powens and Plaid, and adds real estate with a price estimate, life insurance and precious metals. The free plan links 2 accounts. The dividend tracker with its yearly income projection, goals and most other analysis need Finary Plus. Check the performance figure before you rely on it. Finary's help centre defines it as current price minus purchase price, times quantity: deposits and withdrawals are ignored and realised gains don't count. Plus also compares you with other Finary users rather than with a market index.
Features at a glance
| Feature | Finary |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Partial |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Yes |
| Tax reports | Not supported |
| Analysis & insights | |
| AI portfolio analysis | Not supported |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Not supported |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Not supported |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Yes |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Not supported |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Not supported |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Not supported |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Not supported |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Partial |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Yes |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
European investors with accounts at many banks who mostly want the total, on a phone, in English or French. If beating the market is what you want to check, skip it: there is no time- or money-weighted return and no index to compare with.
Strengths
- Links 20,000+ banks, brokers and crypto platforms through Powens and Plaid
- Real estate with a price estimate, life insurance and precious metals next to investments
- Dividend tracker with a yearly income projection, in Plus
Trade-offs
- Its gain figure ignores deposits, withdrawals and realised gains, as its help centre explains
- No CSV import for brokers: file upload exists only for Crypto.com and Swissborg
- The free plan links 2 accounts, and most analysis needs Plus
Finary vs PortfolioGlance
Finary links your accounts, which we never do, and its phone apps are native while we run in the browser. If the balance should update without effort, Finary wins. What we offer is the return itself, time- and money-weighted, so a deposit never counts as profit. Add rebalancing against your targets and a goal with a date. Pick Finary for convenience, and us when you want to know what you actually earned.
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Alternatives and rankings
This is our editorial review, not financial advice. Features and prices may have changed since we checked, so see the official site for the latest.