Delta
Puts stocks, ETFs and crypto from many brokers and exchanges in one phone app. Free up to 10 assets, PRO $53.88 a year.
If your money is spread across brokers, exchanges and wallets, Delta pulls it together automatically from more than 300 of them. It started in 2017 as a crypto tracker and since 2021 has handled stocks, ETFs, funds, commodities and forex too. Owned by eToro, it adds AI on top: a daily recap of your portfolio and a short note on why a holding is moving. The free plan never expires but tracks only 10 assets. PRO costs $53.88 a year for 40, and PRO+ $107.88 for unlimited. Look closely at the return figure: Delta's own help centre says it is a simple return, net gain over net deposits, and admits it won't be accurate after withdrawals.
Features at a glance
| Feature | Delta |
|---|---|
| Pricing | Freemium |
| Tracking & data | |
| Manual entry | Yes |
| CSV / broker import. Import holdings and transactions from broker or exchange CSV files. | Yes |
| Automatic bank/broker sync. Connects to your bank or broker to pull holdings in automatically. | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast. Projects future dividend income and shows an income calendar. | Not supported |
| Tax reports | Partial |
| Analysis & insights | |
| AI portfolio analysis | Yes |
| AI asset & market analysis. AI commentary on individual holdings and market context, not just the whole portfolio. | Yes |
| Portfolio health score. A single score rating diversification, concentration and other portfolio-health signals. | Partial |
| Rebalancing & drift. Shows how far your allocation has drifted from target and how to correct it. | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags. Group holdings by your own dimensions (e.g. strategy, theme), not just asset class. | Not supported |
| Return method (TWR/MWR). True time-weighted (TWR) and money-weighted (MWR/XIRR) return — not just a simple % change. | Not supported |
| Benchmark & alpha. Compare returns against a benchmark, including alpha. | Yes |
| Backtesting & scenarios. Test a portfolio against historical data or run scenario simulations. | Not supported |
| Access & pricing | |
| Free tier | Yes |
| No account linking required. Works without connecting a bank login or aggregator. | Partial |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Not supported |
| Platform & reach | |
| Mobile app | Yes |
| Multi-language | Yes |
| Community & extras | |
| Public / social portfolios. Share your portfolio publicly and follow other investors. | Not supported |
| AI portfolio roast. A shareable AI roast: a frank critique of a portfolio. | Not supported |
Best for
Holders of both stocks and crypto, spread over many accounts, who want one phone app that updates itself. If you withdraw money now and then and care about your real return, Delta's simple return will mislead you.
Strengths
- Sync with 300+ brokers, exchanges and wallets, with CSV import and manual entry as a fallback
- An AI daily recap and a “why is it moving?” note for each holding
- Native iOS, Android and desktop apps in 18 languages, Polish included
Trade-offs
- The free plan stops at 10 assets
- Return is net gain over net deposits, which Delta itself says goes wrong after withdrawals
- No dividend forecast, rebalancing or goal projection
Delta vs PortfolioGlance
Delta reaches further than we do: it syncs with hundreds of brokers and exchanges and has native phone apps, and we have neither. Where it falls short is the return figure, a simple return that its own help centre calls inaccurate after withdrawals. We measure returns time- and money-weighted, and add rebalancing against your targets and goal projection. If watching everything update on your phone matters more than how the return is calculated, Delta is the better fit.
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Alternatives and rankings
This is our editorial review, not financial advice. Features and prices may have changed since we checked, so see the official site for the latest.