# Wealthica review (2026) — features, pricing & alternatives | PortfolioGlance

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**Canadian financial-account aggregator that syncs banks and brokerages into one dashboard with an add-on store.**

Wealthica is a Canadian financial-account aggregator that pulls balances, holdings and transactions from banks and brokerages once daily into a single dashboard, with an add-on ("Power-Ups") store layering reports and third-party tools on top. It is aggregation-first: the free tier caps you at three institutions, and the paid ladder (CAD $50–$250/year) is priced mostly on how many and which institutions you may connect rather than on analytical depth. Running out of Montreal since 2015, it also sells the same pipes to advisors and institutions. Native health scoring, rebalancing and backtesting are not built in — they come from separate paid add-ons by other vendors.

- Pricing: Freemium
- Category: Portfolio trackers
- Official site: https://wealthica.com

**Best for:** Canadian investors with accounts scattered across several institutions whose main problem is knowing their total net worth, especially bilingual households wanting a consolidated family balance sheet.

## Strengths

- Deep Canadian bank and brokerage coverage with an in-house connector collection, backed by Plaid/Yodlee on paid tiers
- Benchmark comparison against the S&P 500 / S&P/TSX on the free tier
- A real extension platform: an MIT-licensed add-on framework, a Power-Ups store and daily Google Sheets / Excel sync of your own data
- Genuinely bilingual product (English and French), including the app
- Household consolidation — assign accounts and assets to family members for a combined balance sheet

## Trade-offs

- The return figure has no documented methodology (no TWR/MWR/IRR/XIRR in its own API) and sits over a user-editable book value
- The free tier is a 3-institution teaser; unlimited syncing was removed in late 2023
- Health scoring, rebalancing and backtesting all require separate paid add-ons by other vendors
- No AI in the consumer product, and US coverage is a Premium-tier beta — it is essentially Canada-only
- File import is transactions-only CSV onto a manual asset; no holdings import, no XLSX or PDF

## Wealthica vs PortfolioGlance

Wealthica genuinely beats us on Canadian institution coverage: if your real pain is many accounts across several Canadian banks and brokerages refreshed nightly, it does something we deliberately do not. It also has native mobile apps and a bilingual EN/FR interface. But its return figure names no method — its own API exposes only gains over an editable book value, with no time- or money-weighted return anywhere — and health scoring, rebalancing and backtesting are bought as separate add-ons from other companies. PortfolioGlance publishes both TWR and MWR, includes the health score, rebalancing, goal projection and AI analysis as core, and keeps that analytical stack free. Their own comparison pages concede they focus on total value tracking over analytics. Pick Wealthica to answer "what do I own tonight"; pick PortfolioGlance to answer "how is it performing, and what should I change".

## Features at a glance

| Feature | Wealthica |
| --- | --- |
| Pricing | Freemium |

### Tracking & data

| Feature | Wealthica |
| --- | --- |
| Manual entry | Yes |
| CSV / broker import | Partial |
| Automatic bank/broker sync | Yes |
| Multi-asset | Yes |
| Multi-currency | Yes |
| Dividend tracking | Yes |
| Dividend/income forecast | Yes |
| Tax reports | Partial |

### Analysis & insights

| Feature | Wealthica |
| --- | --- |
| AI portfolio analysis | Not supported |
| AI asset & market analysis | Not supported |
| Portfolio health score | Partial |
| Rebalancing & drift | Not supported |
| Goal & time-to-goal | Not supported |
| Custom groupings / tags | Yes |
| Return method (TWR/MWR) | Not supported |
| Benchmark & alpha | Yes |
| Backtesting & scenarios | Not supported |

### Access & pricing

| Feature | Wealthica |
| --- | --- |
| Free tier | Yes |
| No account linking required | Partial |
| Open source | Not supported |
| Self-hostable | Not supported |
| Public API | Partial |

### Platform & reach

| Feature | Wealthica |
| --- | --- |
| Mobile app | Yes |
| Multi-language | Yes |

### Community & extras

| Feature | Wealthica |
| --- | --- |
| Public / social portfolios | Not supported |
| AI portfolio review | Not supported |

Verified 2026-07-21
Sources:
- Wealthica — Pricing (5 tiers, free-tier contents) — https://wealthica.com/pricing/
- Wealthica — How it works (daily sync, manual assets) — https://wealthica.com/how-it-works/
- Wealthica API — OpenAPI spec (no TWR/MWR/IRR; /performance deprecated) — https://wealthica.com/docs/swagger.yml
- Wealthica vs Sharesight (their own analytics/tax concession) — https://wealthica.com/blog/wealthica-vs-sharesight/
- iTunes Lookup API (id 1189909042) — version, ratings — https://itunes.apple.com/lookup?id=1189909042&country=ca

## Popular comparisons

- PortfolioGlance vs Wealthica — https://www.portfolioglance.com/investing-apps/portfolioglance-vs-wealthica.md
- Finary vs Wealthica — https://www.portfolioglance.com/investing-apps/finary-vs-wealthica.md
- Kubera vs Wealthica — https://www.portfolioglance.com/investing-apps/kubera-vs-wealthica.md

*This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.*