# Kubera vs Wealthica

> Machine-readable mirror for AI agents. Canonical page: https://www.portfolioglance.com/tr/yatirim-uygulamalari/kubera-vs-wealthica
> Content language: Turkish.

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Yan yana özellik karşılaştırması.

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Fiyatlandırma | Ücretli | Freemium |

### Takip ve veri

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Elle giriş | Var | Var |
| CSV / aracı kurum içe aktarma | Var | Kısmen |
| Otomatik banka/aracı kurum senkronu | Var | Var |
| Çoklu varlık | Var | Var |
| Çoklu para birimi | Var | Var |
| Temettü takibi | Desteklenmiyor | Var |
| Temettü/gelir tahmini | Desteklenmiyor | Var |
| Vergi raporları | Desteklenmiyor | Kısmen |

### Analiz ve içgörüler

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Yapay zeka portföy analizi | Kısmen | Desteklenmiyor |
| Yapay zeka varlık ve piyasa analizi | Desteklenmiyor | Desteklenmiyor |
| Portföy sağlık puanı | Desteklenmiyor | Kısmen |
| Yeniden dengeleme ve sapma | Desteklenmiyor | Desteklenmiyor |
| Hedef ve hedefe kalan süre | Var | Desteklenmiyor |
| Özel gruplar / etiketler | Var | Var |
| Getiri yöntemi (TWR/MWR) | Var | Desteklenmiyor |
| Endeks karşılaştırması ve alfa | Var | Var |
| Backtest ve senaryolar | Desteklenmiyor | Desteklenmiyor |

### Erişim ve fiyat

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Ücretsiz plan | Desteklenmiyor | Var |
| Hesap bağlamak gerekmez | Kısmen | Kısmen |
| Açık kaynak | Desteklenmiyor | Desteklenmiyor |
| Kendi sunucuna kurulabilir | Desteklenmiyor | Desteklenmiyor |
| Herkese açık API | Desteklenmiyor | Kısmen |

### Platform ve kapsam

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Mobil uygulama | Var | Var |
| Çok dilli | Desteklenmiyor | Var |

### Topluluk ve ekstralar

| Feature | Kubera | Wealthica |
| --- | --- | --- |
| Herkese açık / sosyal portföyler | Desteklenmiyor | Desteklenmiyor |
| Yapay zeka portföy roast'ı | Desteklenmiyor | Desteklenmiyor |

## Kubera

**Premium all-asset net-worth tracker with worldwide account sync, IRR benchmarking and estate handoff.**

**Kimler için:** People with complex, multi-asset wealth — real estate, private deals, crypto — who want one worldwide net-worth view with IRR benchmarking, and will pay for it.

Artıları:
- Tracks virtually any asset class, with worldwide account sync
- IRR per asset, benchmarked against tickers and indices
- Multi-currency (even view net worth in Bitcoin)
- Estate handoff and scenario planning most trackers lack

Eksileri:
- Paid-only — from $249/year, no free tier
- No dividend tracking, tax reports or automated rebalancing
- AI is bring-your-own (you connect your own ChatGPT/Claude/Gemini)
- English-only, with private sharing only

Doğrulama: 2026-07-06
Kaynaklar:
- Kubera — homepage (official) — https://www.kubera.com/
- Kubera — IRR of my investment (help) — https://help.kubera.com/article/79-irr-of-my-investment-in-kubera
- WallStreetZen — Kubera review 2026 — https://www.wallstreetzen.com/blog/kubera-app-review/

- Official site: https://www.kubera.com
- Markdown profile: https://www.portfolioglance.com/investing-apps/kubera.md

## Wealthica

**Canadian financial-account aggregator that syncs banks and brokerages into one dashboard with an add-on store.**

**Kimler için:** Canadian investors with accounts scattered across several institutions whose main problem is knowing their total net worth, especially bilingual households wanting a consolidated family balance sheet.

Artıları:
- Deep Canadian bank and brokerage coverage with an in-house connector collection, backed by Plaid/Yodlee on paid tiers
- Benchmark comparison against the S&P 500 / S&P/TSX on the free tier
- A real extension platform: an MIT-licensed add-on framework, a Power-Ups store and daily Google Sheets / Excel sync of your own data
- Genuinely bilingual product (English and French), including the app
- Household consolidation — assign accounts and assets to family members for a combined balance sheet

Eksileri:
- The return figure has no documented methodology (no TWR/MWR/IRR/XIRR in its own API) and sits over a user-editable book value
- The free tier is a 3-institution teaser; unlimited syncing was removed in late 2023
- Health scoring, rebalancing and backtesting all require separate paid add-ons by other vendors
- No AI in the consumer product, and US coverage is a Premium-tier beta — it is essentially Canada-only
- File import is transactions-only CSV onto a manual asset; no holdings import, no XLSX or PDF

Doğrulama: 2026-07-21
Kaynaklar:
- Wealthica — Pricing (5 tiers, free-tier contents) — https://wealthica.com/pricing/
- Wealthica — How it works (daily sync, manual assets) — https://wealthica.com/how-it-works/
- Wealthica API — OpenAPI spec (no TWR/MWR/IRR; /performance deprecated) — https://wealthica.com/docs/swagger.yml
- Wealthica vs Sharesight (their own analytics/tax concession) — https://wealthica.com/blog/wealthica-vs-sharesight/
- iTunes Lookup API (id 1189909042) — version, ratings — https://itunes.apple.com/lookup?id=1189909042&country=ca

- Official site: https://wealthica.com
- Markdown profile: https://www.portfolioglance.com/investing-apps/wealthica.md

*Bu yazı editoryal bir genel bakıştır ve yalnızca bilgi amaçlıdır; yatırım tavsiyesi ya da öneri değildir. Özellikler ve fiyatlar yayından sonra değişmiş olabilir; güncel bilgi için resmi siteye bak.*