# Investbrain vs Wealthfolio

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A side-by-side feature comparison.

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| Pricing | Free | Freemium |

### Tracking & data

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| Manual entry | Yes | Yes |
| CSV / broker import | Partial | Yes |
| Automatic bank/broker sync | Not supported | Yes |
| Multi-asset | Not supported | Yes |
| Multi-currency | Yes | Yes |
| Dividend tracking | Yes | Yes |
| Dividend/income forecast | Not supported | Not supported |
| Tax reports | Not supported | Not supported |

### Analysis & insights

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| AI portfolio analysis | Yes | Yes |
| AI asset & market analysis | Partial | Partial |
| Portfolio health score | Not supported | Partial |
| Rebalancing & drift | Not supported | Yes |
| Goal & time-to-goal | Not supported | Yes |
| Custom groupings / tags | Not supported | Yes |
| Return method (TWR/MWR) | Not supported | Yes |
| Benchmark & alpha | Not supported | Yes |
| Backtesting & scenarios | Partial | Partial |

### Access & pricing

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| Free tier | Yes | Yes |
| No account linking required | Yes | Yes |
| Open source | Partial | Yes |
| Self-hostable | Yes | Yes |
| Public API | Yes | Partial |

### Platform & reach

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| Mobile app | Partial | Yes |
| Multi-language | Yes | Yes |

### Community & extras

| Feature | Investbrain | Wealthfolio |
| --- | --- | --- |
| Public / social portfolios | Not supported | Not supported |
| AI portfolio roast | Not supported | Not supported |

## Investbrain

**Self-hostable web tracker for listed securities with a documented API and bring-your-own-LLM AI chat.**

**Best for:** Technically confident self-hosters who want a private, ad-free ledger of stocks and ETFs, want to point the AI at their own API key or a local model, and are comfortable with cost-basis-style returns.

Strengths:
- A properly documented public REST API with bearer tokens and a published OpenAPI spec — rare at any price
- Swappable market-data providers behind one env var, so you are not tied to a single price vendor
- Bring-your-own-LLM AI, portfolio-level and per-holding, including a fully local option
- Serious multi-currency plumbing — per-transaction currency, ECB rates and even GBX/pence alias handling
- Genuinely free with no account linking and full self-host data ownership

Trade-offs:
- Returns are cost-basis only — (market value − average cost) — with no TWR/MWR/XIRR and no benchmark series
- Not multi-asset: every holding must resolve to a live ticker, so no real estate, cash, bonds or crypto (crypto is “not planned”)
- No health score, rebalancing, goal projection or custom tags — the portfolio object has three fields
- Non-commercial CC-BY-NC 4.0 licence, not OSI open source, despite the project's “open-sourced” wording
- Single maintainer, README-only documentation, and no native mobile app

Verified 2026-07-21
Sources:
- Investbrain — GitHub repository (867★, CC-BY-NC 4.0) — https://github.com/investbrainapp/investbrain
- Investbrain — LICENSE.md (Creative Commons Attribution-NonCommercial 4.0) — https://raw.githubusercontent.com/investbrainapp/investbrain/main/LICENSE.md
- GitHub API — license classified NOASSERTION / "Other" — https://api.github.com/repos/investbrainapp/investbrain
- Holding.php — return computed as (market_value − average_cost_basis) × qty — https://raw.githubusercontent.com/investbrainapp/investbrain/main/app/Models/Holding.php
- Investbrain API — published OpenAPI v3 spec — https://raw.githubusercontent.com/investbrainapp/investbrain-api/main/swagger.json

- Official site: https://investbra.in
- Markdown profile: https://www.portfolioglance.com/investing-apps/investbrain.md

## Wealthfolio

**Open-source, local-first portfolio tracker with time-weighted and money-weighted returns, rebalancing and an optional paid broker sync.**

**Best for:** Investors who want a serious analytics engine without giving up ownership of their data, and who are comfortable installing software or running a container.

Strengths:
- Both time-weighted and money-weighted returns, plus benchmark comparison against any ETF
- Open source under AGPL-3.0 and genuinely self-hostable with a Docker web-server mode
- Local-first by default — the AI assistant runs on your key or a local model
- Rebalancing with drift bands, goal milestones and a FIRE simulation

Trade-offs:
- No dividend or income forecast
- No tax-report generation — tax is recorded per transaction only
- Automatic broker sync sits behind a paid subscription
- Self-hosting and desktop installation demand more setup than a hosted web app

Verified 2026-07-09
Sources:
- Wealthfolio — official site — https://wealthfolio.app/
- Wealthfolio — GitHub README (AGPL-3.0, TWR/MWR, benchmark) — https://github.com/wealthfolio/wealthfolio
- Wealthfolio Connect — paid broker sync & pricing — https://wealthfolio.app/connect/
- Wealthfolio — AI assistant — https://wealthfolio.app/features/ai-assistant/
- Wealthfolio — MCP server (token-scoped agent access) — https://wealthfolio.app/docs/guide/mcp-server
- Wealthfolio — iOS app (App Store) — https://apps.apple.com/us/app/wealthfolio-private-finance/id6732888445

- Official site: https://wealthfolio.app
- Markdown profile: https://www.portfolioglance.com/investing-apps/wealthfolio.md

*This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.*