# Ghostfolio vs Wealthfolio

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> Content language: English.

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A side-by-side feature comparison. Details like pricing change — check each tool's official site.

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| Pricing | Freemium | Freemium |

### Tracking & data

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| Manual entry | Yes | Yes |
| CSV / broker import | Yes | Yes |
| Automatic bank/broker sync | Not supported | Yes |
| Multi-asset | Yes | Yes |
| Multi-currency | Yes | Yes |
| Dividend tracking | Yes | Yes |
| Dividend/income forecast | Not supported | Not supported |
| Tax reports | Not supported | Not supported |

### Analysis & insights

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| AI portfolio analysis | Not supported | Yes |
| AI asset & market analysis | Not supported | Partial |
| Portfolio health score | Partial | Partial |
| Rebalancing & drift | Not supported | Yes |
| Goal & time-to-goal | Yes | Yes |
| Custom groupings / tags | Yes | Yes |
| Return method (TWR/MWR) | Yes | Yes |
| Benchmark & alpha | Yes | Yes |
| Backtesting & scenarios | Not supported | Partial |

### Access & pricing

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| Free tier | Yes | Yes |
| No account linking required | Yes | Yes |
| Open source | Yes | Yes |
| Self-hostable | Yes | Yes |
| Public API | Yes | Partial |

### Platform & reach

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| Mobile app | Partial | Yes |
| Multi-language | Yes | Yes |

### Community & extras

| Feature | Ghostfolio | Wealthfolio |
| --- | --- | --- |
| Public / social portfolios | Yes | Not supported |
| AI portfolio review | Not supported | Not supported |

## Ghostfolio

**Open-source, privacy-first tracker you can self-host or use via a paid cloud plan.**

**Best for:** Technically-inclined investors who value open source and are willing to self-host, or who want to support the project via the paid cloud tier.

Strengths:
- Fully open source and self-hostable at no cost
- Strong privacy stance — your data stays on your infrastructure if self-hosted
- Clean, no-nonsense dashboard

Trade-offs:
- Self-hosting requires technical setup and maintenance
- Hosted convenience requires a paid subscription
- Lighter on AI-driven analysis

Verified 2026-07-05
Sources:
- Ghostfolio — GitHub / README — https://github.com/ghostfolio/ghostfolio
- Ghostfolio — Pricing (official) — https://ghostfol.io/en/pricing
- Find My Moat — Ghostfolio — https://www.findmymoat.com/tools/ghostfolio
- Pi Stack — Ghostfolio self-hosted guide 2026 — https://www.pistack.xyz/posts/ghostfolio-self-hosted-portfolio-tracker-wealth-management-guide-2026/

- Official site: https://ghostfol.io
- Markdown profile: https://www.portfolioglance.com/investing-apps/ghostfolio.md

## Wealthfolio

**Open-source, local-first portfolio tracker with time-weighted and money-weighted returns, rebalancing and an optional paid broker sync.**

**Best for:** Investors who want a serious analytics engine without giving up ownership of their data, and who are comfortable installing software or running a container.

Strengths:
- Both time-weighted and money-weighted returns, plus benchmark comparison against any ETF
- Open source under AGPL-3.0 and genuinely self-hostable with a Docker web-server mode
- Local-first by default — the AI assistant runs on your key or a local model
- Rebalancing with drift bands, goal milestones and a FIRE simulation

Trade-offs:
- No dividend or income forecast
- No tax-report generation — tax is recorded per transaction only
- Automatic broker sync sits behind a paid subscription
- Self-hosting and desktop installation demand more setup than a hosted web app

Verified 2026-07-09
Sources:
- Wealthfolio — official site — https://wealthfolio.app/
- Wealthfolio — GitHub README (AGPL-3.0, TWR/MWR, benchmark) — https://github.com/wealthfolio/wealthfolio
- Wealthfolio Connect — paid broker sync & pricing — https://wealthfolio.app/connect/
- Wealthfolio — AI assistant — https://wealthfolio.app/features/ai-assistant/
- Wealthfolio — MCP server (token-scoped agent access) — https://wealthfolio.app/docs/guide/mcp-server
- Wealthfolio — iOS app (App Store) — https://apps.apple.com/us/app/wealthfolio-private-finance/id6732888445

- Official site: https://wealthfolio.app
- Markdown profile: https://www.portfolioglance.com/investing-apps/wealthfolio.md

*This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.*