# Finary vs Wealthica

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> Content language: English.

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A side-by-side feature comparison. Details like pricing change — check each tool's official site.

| Feature | Finary | Wealthica |
| --- | --- | --- |
| Pricing | Freemium | Freemium |

### Tracking & data

| Feature | Finary | Wealthica |
| --- | --- | --- |
| Manual entry | Yes | Yes |
| CSV / broker import | Partial | Partial |
| Automatic bank/broker sync | Yes | Yes |
| Multi-asset | Yes | Yes |
| Multi-currency | Yes | Yes |
| Dividend tracking | Yes | Yes |
| Dividend/income forecast | Yes | Yes |
| Tax reports | Not supported | Partial |

### Analysis & insights

| Feature | Finary | Wealthica |
| --- | --- | --- |
| AI portfolio analysis | Not supported | Not supported |
| AI asset & market analysis | Not supported | Not supported |
| Portfolio health score | Not supported | Partial |
| Rebalancing & drift | Not supported | Not supported |
| Goal & time-to-goal | Yes | Not supported |
| Custom groupings / tags | Not supported | Yes |
| Return method (TWR/MWR) | Not supported | Not supported |
| Benchmark & alpha | Not supported | Yes |
| Backtesting & scenarios | Not supported | Not supported |

### Access & pricing

| Feature | Finary | Wealthica |
| --- | --- | --- |
| Free tier | Yes | Yes |
| No account linking required | Partial | Partial |
| Open source | Not supported | Not supported |
| Self-hostable | Not supported | Not supported |
| Public API | Not supported | Partial |

### Platform & reach

| Feature | Finary | Wealthica |
| --- | --- | --- |
| Mobile app | Yes | Yes |
| Multi-language | Yes | Yes |

### Community & extras

| Feature | Finary | Wealthica |
| --- | --- | --- |
| Public / social portfolios | Not supported | Not supported |
| AI portfolio review | Not supported | Not supported |

## Finary

**European wealth aggregator linking 20,000+ banks, brokers, crypto and real estate in one view.**

**Best for:** European investors who want an automatic 360° net-worth view across banks, brokers, crypto and real estate, and who value a polished mobile app over deep per-holding analytics.

Strengths:
- Automatic aggregation of 20,000+ banks, brokers and crypto platforms
- Broad asset coverage including real estate and life insurance
- Dividend tracking with an annual income projection, plus a fee scanner
- Native iOS/Android apps; available in English and French
- Free tier to start (two accounts)

Trade-offs:
- Most analytics need paid Finary Plus
- Aggregation-first — you connect accounts rather than avoid linking
- No AI analysis, tax reports or public/shareable portfolios
- Increasingly a distribution platform (life insurance, crypto trading, PEA)

Verified 2026-07-09
Sources:
- Finary — Pricing (official) — https://finary.com/en/pricing
- Finary Plus — features (official) — https://finary.com/en/finary-plus
- Finary — Wealth tracking (official) — https://finary.com/en/wealth-tracking
- Finary Help Centre — Understanding my performance (P&L) — https://help.finary.com/en/articles/7664120-understanding-my-performance-p-l
- Finary Help Centre — Import your Crypto.com transactions — https://help.finary.com/en/articles/6525295-import-your-crypto-com-transactions
- Finary community — CSV/XLS import request (open, last reply 2025-12-20) — https://community.finary.com/t/ajout-fonction-dimport-upload-de-fichiers-csv-ou-xls/32668
- Finary community — Smart rules & custom categories (budget transactions, shipped 2024-11-22) — https://community.finary.com/t/fonctionnalite-menu-de-gestion-des-smart-rules-categories-personnalisees/17239

- Official site: https://finary.com
- Markdown profile: https://www.portfolioglance.com/investing-apps/finary.md

## Wealthica

**Canadian financial-account aggregator that syncs banks and brokerages into one dashboard with an add-on store.**

**Best for:** Canadian investors with accounts scattered across several institutions whose main problem is knowing their total net worth, especially bilingual households wanting a consolidated family balance sheet.

Strengths:
- Deep Canadian bank and brokerage coverage with an in-house connector collection, backed by Plaid/Yodlee on paid tiers
- Benchmark comparison against the S&P 500 / S&P/TSX on the free tier
- A real extension platform: an MIT-licensed add-on framework, a Power-Ups store and daily Google Sheets / Excel sync of your own data
- Genuinely bilingual product (English and French), including the app
- Household consolidation — assign accounts and assets to family members for a combined balance sheet

Trade-offs:
- The return figure has no documented methodology (no TWR/MWR/IRR/XIRR in its own API) and sits over a user-editable book value
- The free tier is a 3-institution teaser; unlimited syncing was removed in late 2023
- Health scoring, rebalancing and backtesting all require separate paid add-ons by other vendors
- No AI in the consumer product, and US coverage is a Premium-tier beta — it is essentially Canada-only
- File import is transactions-only CSV onto a manual asset; no holdings import, no XLSX or PDF

Verified 2026-07-21
Sources:
- Wealthica — Pricing (5 tiers, free-tier contents) — https://wealthica.com/pricing/
- Wealthica — How it works (daily sync, manual assets) — https://wealthica.com/how-it-works/
- Wealthica API — OpenAPI spec (no TWR/MWR/IRR; /performance deprecated) — https://wealthica.com/docs/swagger.yml
- Wealthica vs Sharesight (their own analytics/tax concession) — https://wealthica.com/blog/wealthica-vs-sharesight/
- iTunes Lookup API (id 1189909042) — version, ratings — https://itunes.apple.com/lookup?id=1189909042&country=ca

- Official site: https://wealthica.com
- Markdown profile: https://www.portfolioglance.com/investing-apps/wealthica.md

*This overview is editorial and for information only — not financial advice or an endorsement. Features and pricing may have changed since publication; check the official site for the latest details.*